What are the general conditions?

We grant credit of up to € 25,000 at a fixed interest rate of 0% to 1% per year.

Do I qualify?

To qualify for a Green energy loan with the Brussels Housing Fund, your income cannot exceed a certain threshold, which is set according to your family situation. Check on your notice of assessment that your total household income does not exceed our scales.

What types of renovations can I finance?

Insulation and ventilation improvements

Efficient heating system

Roof insulation

Efficient gas boiler

Insulation of external walls

Thermal regulation


Renewable energy work

Super-insulating glazing

Photovoltaic system

Controlled mechanical ventilation

Heat pump

Solar water heater

Simulate your Green energy loan!

Our online simulator allows you to carry out an initial simulation of the rates and repayments of your Green energy Loan.



You can borrow up to €25,000 at a fixed lending rate of 0-2%.

The Green energy loan can be concluded by means of :

  • A credit deed with mortgage registration
  • A takeover of outstanding amounts, if you are already a borrower from the Fund and your credit agreement provides for this possibility
  • A promise of mortgage, depending on the characteristics of your application and the guarantees

No, the property must be located in the Brussels-Capital Region, and you must personally occupy the property. In addition, you cannot own another property.

You can contact Homegrade or the Réseau Habitat partners. Their advisors will help you free of charge with all the procedures relating to the Brussels Green energy loan.